Swan.my.id - Jakarta, Pegadaian’s four 1-gram gold products all recorded lower prices on Sunday, October 4, 2026. Galeri 24 gold fell to Rp2,506,000 per gram, while Antam gold stood at Rp2,613,000.
UBS gold slipped to Rp2,530,000 per gram, and Antam Mulia Retro dropped to Rp2,511,000. CNBC Indonesia reported that each price was lower than the previous day’s level.
The declines offer a reminder that gold prices can move, even though gold is often viewed as a long-term investment. Beginners should understand their goals, finances, and the risks before investing in precious metals.
Pegadaian 1-gram gold prices on October 4
Galeri 24’s 1-gram gold price decreased from Rp2,511,000 to Rp2,506,000. Antam fell from Rp2,615,000 to Rp2,613,000 per gram.
UBS declined from Rp2,535,000 to Rp2,530,000. Meanwhile, Antam Mulia Retro moved down from Rp2,516,000 to Rp2,511,000 per gram.
Gold prices can fluctuate, although they have generally tended to rise over longer periods. That trend does not remove investment risk, so buyers should avoid treating gold as a guaranteed source of returns.
Six tips for beginner gold investors
1. Set a clear investment goal
Decide what financial goal the investment should serve and how long you plan to invest. Gold may suit a long-term horizon, such as more than five years, according to the guidance in this report. A defined goal can help you choose an appropriate investment plan.
2. Match contributions to your finances
Set aside an amount that fits your income and other needs. Digital gold services can make it possible to start with a small amount, but contributions that are too low may not support your goal. The suggested monthly investment allocation is around 20 to 30 percent of salary, depending on personal finances.
3. Choose a trusted platform
If you invest online, check that the service is legal and reputable. The report advises checking business permits with Bappebti and reviewing the provider’s track record to reduce the risk of encountering an illegal investment scheme.
4. Monitor prices regularly
Gold prices generally follow international market prices quoted in US dollars. Regularly monitoring price movements can help investors make informed decisions about buying or selling. However, price movements alone cannot guarantee the best time to trade.
5. Plan secure storage
Physical gold needs a secure storage plan. A personal safe with PIN and fingerprint protection is one option. Digital gold can avoid the need to store physical bars yourself, since the provider handles storage. Check the service’s terms before choosing this route.
6. Invest consistently
Follow a disciplined plan over the intended investment period. Stopping contributions midway may make it harder to reach a financial goal and can limit potential returns. Review the plan against your finances, but avoid investing money needed for other priorities.
Antam gold tax details
Antam bullion purchases incur Article 22 income tax of 0.25 percent for buyers with a tax identification number (NPWP) and 0.5 percent for buyers without one.
For Antam buyback transactions worth more than Rp10 million, the stated Article 22 tax rates are 1.5 percent for NPWP holders and 3 percent for non-NPWP holders. The tax is deducted directly from the transaction value. Investors should account for these charges when planning a purchase or sale.
